Uhh, say, 20k? My sister died and I’ve been taking care of her 18-year-old cat with health issues. It’s my only living link to my sister - and aside from a couple cousins I don’t see much, she was my last living relative. I’m not ready for another loss right now, and it also kinda feels like letting go of the cat is also kinda letting go of my sister, so I’m trying to keep the cat as healthy and happy as she can be for as long as possible - it’s just really expensive (extra special diet, multiple medications, periodic tests). But today the cat raced me down the stairs, then yelled at me for making it cold and wet outside, then complained that her food was late, then snuggled up next to me at the computer. It’s all worth it.
$40,000 would pay off all debts for me and my wife, and allow us finally catch our breath. The monthly payments have been annihilating us for years, and neither of our careers have recovered since COVID.
It feels like an endless tunnel.
Probably something like… €400.000 to €450.000. Then I could buy an apartment or small house when I graduate and pay off my student loans in full. It depends on the city I can find work in and want to live though. There are 3 I’m seriously considering and it varies about a €100.000 for a house between the cheapest and most expensive of the three.
A couple of years ago, an extra $10 would’ve made my week, or an extra $83.70 would’ve made my month.
Now, it’s closer to $10K, and it wouldn’t really significantly improve my life, it would just let me get a new roof faster.
About 250k. That pays off the house and all other remaining debt.
Ditto. Eliminating monthly debt payments would totally change the household finances.
About two million euro, so I could retire.
~2000€ would be an absolute game changer for me.
What would you do with it?
It would allow me to pay for the training and licensing for my dream job a year earlier than I had planned (since it would take me roughly about a year to save up these last €2k that I’m still missing), which would not only massively improve my standard of living, but also turn me into a happier, more balanced and less gloomy person in general.
What is your dream job? You got me interested :)
£1000. I could pay for my entire ADHD treatment programme from start to finish, without having to wait YEARS in a waiting list for the free treatment. It would absolutely change literally everything in my entire life, giving me a life instead of circling the drain waiting to die.
But I’ll never be able to save that kind of money, I’m an idiot and my ADHD is crippling.
I considered gofundme, but it’s already full of people who need money for ADHD treatment, and I don’t want to drown them out with yet another plea, you know?
Maybe a lot or maybe none. I am really struggling with depression. I can afford therapy and I have all the money I need. I only wish living wasn’t so painful. Maybe having someone in my life who cares would go a long way.
That’s such a rough spot to be in, I’m sorry.
My current girlfriend went through therapy and it really shows in her and how she is and has always been this way since our first date. I’d highly recommend it based on the transformation she’s told me about and she says the same about herself.
Take care of yourself!
1k USD. Should be enough to leave my shithole of a country, if I’m lucky.
Which country?
probably america
$208,063.88
This would pay off our mortgage and we could dump that monthly payment into saving for retirement.
However, if the question was how much do we need then it would be $0. We are far more fortunate than many.
If there was a line of all the people in this comment section waiting to get whatever amount they need I’d be one of those continuously moving to the back to let others go first.
I hope you all find improved quality of life, even if it’s not through some financial windfall!
You’d be better off keeping the mortgage, since it’s about the cheapest leverage your average person has access to, and investing the lump sum. Net present value, baby.
No thanks! I’ll take housing that only costs me property taxes. Tomorrow isn’t guaranteed so I’d take that certainty today.
3 mil so I can retire. Working toward it and I will achieve it eventually. A few decades earlier would change everything though.
This is a super interesting question!
For me IDK if any amount of money would significantly improve my life. I’m not terribly materialistic and I’m happy with what I have/don’t feel like I immediately want or am missing something. I make good money and stash as much as possible while still enjoying nights out with friends and buying whatever I want.
I’m currently saving up a quarter million for a house down payment, and while it’s a lot of money my quality of life/overall happiness would be the same so I wouldn’t call the change significant. Things are really good in my life for once, and it’s nice to be able to recognize that. Thanks for the question it actually made me really happy to think about how lucky I am.
I hope others in this thread who need it can find some fortune in their future.
Right now? Literally just about anything. My fiance left me last week to “figure herself out” after 9 years together and soon I might be homeless and my credit cards I took out to help her over the years are months behind on payments. So yeah, anything.
Okay, that sucks. Might want to get in touch with as many companies as you can, explain the situation and see if you can work something out.
If you can communicate that you’ll need more time, I think they would prefer that over not getting any money at all.
When you are in deep shit like this, speak about it. Let everyone who you still own money know that you want to, but cannot pay right now and you want to work out an arrangement.
Also check if the government has a program to assist with debt. Be proactive, people are more willing to work with someone that is taking action to change things up.
The worst thing you can do is stop opening mail and just ignore it. It will only make the problems bigger. Get help, anywhere you can.
Good luck.
However much an island is, I guess? Actually I’m not sure how that would improve my life.
What an interesting question.
I think I’m good.
Or maybe however much it would take to set up a sustainable food pantry?
That would do it.
625k would be more than enough.
